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100% Free Advice
A free impartial mortgage advisory service from start to finish
Thousands of Mortgages
We compare over 10,000 products to find the one best suited to your needs
Best in Market
We guarantee we'll find the best deal available for your circumstances
Right to Buy Mortgage
If you have been living in your council property for at least two years, it’s likely that you will have the opportunity to purchase your home at a discounted price.
Please note this scheme ended in Scotland on 31st July 2016, and in Wales and Northern Ireland in late 2022. Applications are still welcome for council tenants in England.
For many, this is a better long-term option than renting, and as there is a discount applied to the purchase price, this means no deposit is required to purchase your own home! Our advisors are experts in right to buy mortgages and will provide you with tailored advice from the widest possible choice of top lenders on and off the High Street, all backed by a ‘Best in Market’ mortgage promise that simply won’t be beaten.
Even better news is that First Mortgage will complete all the paperwork for you, dealing with the lenders at every stage of the process to ensure everything goes smoothly from start to finish. And it won’t cost you a penny!
How Much Can I Borrow?
Your advisor will calculate exactly how much you can borrow based on your personal circumstances, and what that would cost, whilst explaining the purchasing process in simple terms – no jargon!
What's your total annual pre-tax income?
Great news, you could borrow up to: £45,000
Great news, you could borrow up to: £35,000
To find out exactly how much you can borrow based on your specific circumstances, please make an enquiry to speak to an advisor.
Quick EnquirySpeak to your local Right to Buy mortgage advisor today
If you are interested in buying your council property under the Right to Buy scheme, our local mortgage advisors are here to provide expert guidance every step of the way. Our advice is always 100% free and our specialist advisors will take you through every step of the right to buy application, including appointment of a local solicitor, which will be required to complete the purchase.
As a leading impartial mortgage advice firm, we have also been able to negotiate a number of exclusive rates and deals with lenders, which are only available to First Mortgage clients. When a small difference in rate can have a big impact on your monthly repayments, it’s important to make sure you really are getting the best deal possible for your circumstances. We’ll take care of all of this and more – you’ll never have to worry about a thing.
Contact us today to discuss whether Right to Buy is right for you!
Say goodbye to fees
We won't charge you a penny. Ever.
We’re not just any mortgage broker – we’re a free, award winning mortgage broker with access to the best deals out there. And there’s no catch. While most mortgage brokers will charge you a hefty fee for using their service, we don’t. Our service is funded entirely by mortgage lenders, so you can bid farewell to advice fees. Did we mention we’ll even do all the paperwork for you?
Our Promise
Because your peace of mind matters to us.
We’re so confident in finding the best mortgage or remortgage deal available to you that every mortgage we source comes fully backed by our one of a kind mortgage guarantee.
If you can get a better mortgage offer from anywhere else, we’ll give you £500.
Not Quite Ready?
That's alright, we know it's not everyday that you get a mortgage.
We don’t charge any fees. Ever.
All mortgage brokers get paid a fee by the lender upon completion of a mortgage. In addition to this, most of these brokers will also charge you a hefty fee.
This fee typically ranges from £300 to £500 per client, with some brokers charging as much as £1,250.
We know you don’t like fees, and we don’t either.
Our service is funded entirely by mortgage lenders, which doesn’t affect your mortgage in any way, and means you won’t ever have to pay us a penny. Combined with our Best in Market mortgage guarantee – where we’ll pay you £500 if you get a better deal elsewhere – we can confidently say there is no better place to go for your mortgage needs.
So whether you simply want to know what options are available to you, what you can afford or you’ve found the house of your dreams, get in touch and we’ll get the right deal in place for you.
FirstMortgage.co.uk
The right mortgage for you. Every time.
Our 'Best in Market' Mortgage Promise
At First Mortgage, we’re so confident in our choice of products and our advice, that we provide every customer with a simple guarantee – should you receive a better offer from another lender than the mortgage offer issued by the First Mortgage applied for lender, we’ll happily pay you £500!
This promise is offered exclusively to First Mortgage clients who receive a better mortgage offer from another lender, on a like for like product basis, than the mortgage offer already issued by the First Mortgage applied for lender.
It’s Really That Simple
We are so confident that our range of products and advice cannot be beaten that we provide this gimmick-free offer to all our clients. Simply provide us with a copy of the alternative mortgage offer at least 10 days prior to completion/entry date, which confirms eligibility for a mortgage product that has a lower true cost over the special rate period than the mortgage recommended by First Mortgage, and we will pay you £500.