First Mortgage News

Buying a home can be a frustrating, emotional, but ultimately exhilarating experience. When it’s your first home however, you don’t have the benefit of experience behind you, so it’s easy to feel like you’re on the back foot. We know the feeling! With thousands of happy clients behind us, we’ve gathered eleven of the most […]

April saw UK house prices fall for the second consecutive month, according to data provided by Nationwide. This is the first time in almost five years that prices have fallen in two consecutive months, possibly indicating a time of economic uncertainty with weak salary growth and rising inflation. Growing concerns over the full impact of […]

Dreaming about a new home? You’ll want to avoid the common errors most buyers make when they first hit the market. Buying a new home is an important decision which involves a significant financial commitment, and the preparations you make now can help protect you from making costly mistakes later. Here are three things to […]

There are some decisions in life you need to make in the moment and then see how they play out. The decision regarding your first mortgage is no way that type of decision. You need to evaluate your situation, weigh the pros and cons, and decide based on logic – not on emotion, and NOT […]

If you have any surplus cash floating around you may be considering reducing the balance, and therefore the term, of your mortgage. Making overpayments on your mortgage can be a sound investment – it could save you tens of thousands of pounds in interest in the long term – but like any financial decision, there […]

Four surprising factors that could be ruining your credit score If you’re planning on applying for a mortgage, your broker or lender will use your credit score (among other things) to determine whether or not to give you that all-important, life-changing loan. Generally speaking, a good credit score increases your chances of being accepted for a mortgage. […]