Help to Buy in Edinburgh & the Lothians

The Help to Buy Scheme has now closed to new applications. Builders may be offering shared equity and other promotions, but these are not backed by the Government, as Help to Buy was.

For prospective buyers, saving enough money for a deposit can make getting on the property ladder seem like an impossible dream. Luckily, the government’s Help to Buy scheme has made it easier to take the first steps towards home ownership, with as little as 5% deposit. The Help to Buy (Scotland) scheme, your mortgage lender will require you to contribute a deposit of around 5%, with your mortgage and deposit covering a combined minimum of 85% of the total purchase price. The government will then contribute a 15% equity loan, making up the total property price.

The Help to Buy (Scotland) scheme is open to both first time buyers, and existing homeowners, who wish to buy a new build home from a participating home builder. The house must be your only residence, and you’re not allowed to own or part-own any other residential property as part of the scheme.
 

Help to Buy Properties

There are lots of Help to Buy properties in Edinburgh and the Lothians, so no matter where in the city or the suburbs you’re looking to purchase, you’re sure to find your perfect home. We’ve rounded up all the Help to Buy properties in the area, to help you find your new house.

Edinburgh
If you’re looking for a house or flat to buy in Edinburgh, take a look at our centrally-located Help to Buy properties, perfect if you love city living and want to be in the heart of the action.

Help to buy properties available: The Willows

East Lothian
The area to the east of Edinburgh is popular with commuters, with many towns and villages in East Lothian offering easy access to the city via bus or train. Popular towns include Musselburgh, North Berwick and Dunbar – ideal if you dream of buying a home by the sea.

Help to buy properties available: Letham Mains, Letham Views

West Lothian
There are plenty of Help to Buy properties to choose from in the area west of Edinburgh, whether you’re looking to buy a flat or a large family home. This popular area includes the pretty town of South Queensferry and the villages of Kirkliston and Winchburgh.

Help to buy properties available: Uphall Village Station

Midlothian
The area to the south of Edinburgh is popular with commuters, and includes the lively town of Dalkeith, which is a favourite with families; bustling Penicuik; the pretty town of Bonnyrigg; and the affluent Humbie. Further afield, you’ll find Help to Buy properties in the Scottish Borders, with easy access to Edinburgh by car, train and bus.

Help to buy properties available: Kings Meadow