Term Life Insurance
protect yourself and your family
Find the best term life insurance deals with First Mortgage - the impartial search resource you can bank on.
Most standard repayment mortgages do not come with an insurance policy included, so it is important to decide whether you want to take out separate coverage. With hundreds of different offers to choose from, this can be confusing. First Mortgage can find the best term life insurance deal for you, no matter what your circumstances.
What is term life insurance?
Term life insurance is a simple type of protection policy that covers the holder for an agreed period of time. The assured sum is only payable if the person dies during that term. It’s an important consideration when taking out a mortgage, as it protects loved ones in the event of your death. It’s up to you how long you want the cover for, and the amount payable remains the same for the duration of the term. You may also want to think about mortgage life assurance (or decreasing life assurance). This is a form of mortgage protection that ensures your mortgage will be paid off if you die.
Is term life insurance right for you?
It’s usually advisable to consider life insurance or some kind of mortgage protection (unemployment, sickness or accident cover etc) - particularly if you have dependants. It’s usually best to find a policy with fixed premiums, meaning that your monthly payments won’t change. We can also help you arrange a joint policy for couples or friends that co-own a house. Your policy will also be based on age, financial circumstances and overall health. With a whole of market choice, we can help find the very best deals.
What other types of mortgage protection can I find?
You may be better suited to other types of mortgage protection:
Accident, sickness, unemployment cover
Buildings and contents insurance
To discuss term life insurance or any other mortgage protection plan, call us on 0845 603 1525 for a FREE consultation with one of our friendly, experienced advisers.
Get quotes prepared fast and easy from our award winning brokers starting, with our smart online form. Quote request
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